| Just as you would have insurance on your personal vehicles it is just as important to insure your company vehicles. Commercial auto insurance provides coverage for your fleet of vehicles and drivers against injury, loss or damage to vehicles or cargo, plus damage to other property. Commercial auto insurance is generally offered in conjunction with premium coverage’s such as commercial insurance packages. Available coverages generally include bodily injury, property damage, uninsured and underinsured motorists, medical payments, comprehensive, collision, and motor truck cargo. Commercial auto insurance is necessary even if you have personal insurance. Vehicles involved in an accident while engaged in company business may not be covered under your personal auto coverage. In addition, you can be liable for misrepresentation if you insured a vehicle that is used for commercial purposes under your personal insurance policy. As an owner of a small-or-medium business your commercial auto insurance offers coverage on your company vehicles, company protection against liability costs resulting from an accident involving your vehicles, and coverage tailored to your needs to provide this protection. There are a variety of commercial auto insurance policies for your commercial autos and your broker can help you find which is best for you. |
